Terms of use

Version 1.0 · Last updated 9 November 2026

Pennywurth, at pennywurth.app (the "Site"), is run by Obakeng Mosadi, at 53 Viridian Street, Burgundy Estate, Cape Town, 7441, South Africa. In these terms, "we", "us" and "our" mean Pennywurth and Obakeng Mosadi, and "you" means you, or the organisation you use Pennywurth for.

These Terms of Use ("Terms") govern your use of the Site. By using the Site, or by signing in, you agree to these Terms for yourself or for the organisation you represent, and you confirm you have the authority to do so. You must be at least 18 years old to use the Site. If you don't agree to these Terms, please don't use the Site. Some features may come with extra guidelines on the Site, which form part of these Terms.

1. Accounts

Signing in. You sign in with your Buffer account. You agree that the details Buffer gives us about you are accurate. You can ask us to delete your account at any time by emailing mosadiobakeng7@gmail.com. We may suspend or end your account as described in section 12.

Account security. You're responsible for keeping your Buffer login safe and for everything that happens under your account. If you think someone else has used your account, tell us straight away. We aren't liable for losses caused by your failure to keep your login safe.

2. Using the Site

Licence. Subject to these Terms, we give you a limited, non-exclusive, non-transferable, revocable licence to use the Site to write, and to prepare and publish your own work, including for your job or business.

Restrictions. You may not: (i) license, sell, rent, lease, transfer, assign, distribute or commercially exploit the Site itself; (ii) modify, create derivative works from, disassemble, decompile or reverse-engineer any part of the Site; (iii) use the Site to build a similar or competing product or service; or (iv) copy, reproduce, republish or transmit any part of the Site except as these Terms allow. Copyright and other notices on the Site must stay on any copies you're allowed to make.

Changes to the Site. We may change, suspend or stop the Site, or any part of it, at any time, with or without notice. We aren't liable to you or anyone else for doing so.

No support obligation. We don't have to provide support or maintenance for the Site, though we try to help when you email us.

Our ownership. We or our suppliers own all intellectual property in the Site itself, including its software, design and trademarks. These Terms don't give you ownership of any of it, apart from the licence above. We keep all rights we don't expressly give you.

Feedback. If you send us feedback or suggestions about the Site, you give us a perpetual, irrevocable, worldwide, non-exclusive, royalty-free licence to use them in any way, without credit. Please don't send feedback you consider confidential.

3. Your writing

It stays yours. You own what you write and add to Pennywurth: your pieces, drafts, versions, cuttings, posts and photos ("Your Content"). We don't claim any ownership of it.

What you let us do with it. You give us a licence to store, copy, process and display Your Content, and to send it to the services named in our Privacy Policy, only as needed to run Pennywurth for you: to learn how you write, to draft posts in your voice, to show you your work, and to send the posts you choose to Buffer. The licence ends when you delete Your Content or your account, except for copies Buffer or a platform already holds because you sent them a post. We don't sell Your Content or use it to train AI models.

Your responsibility. You confirm that you have the right to add Your Content to Pennywurth and to publish it, including any photos and anything you quote. We may remove Your Content that we reasonably believe breaks these Terms or the law.

4. Posts and AI drafts

Pennywurth uses an AI model to suggest posts and sentences from your writing. AI drafts can be wrong, miss your meaning or sound unlike you. Nothing is sent until you choose to send it, and you're responsible for reviewing every post and for what you publish.

Posts go out through your Buffer account, to the channels you connected, under Buffer's terms and the terms of each platform, such as LinkedIn or Substack. Buffer decides exactly when a post goes out, and once Buffer has a post, you change or delete it in Buffer or on the platform. We aren't responsible for what Buffer or a platform does with a post.

5. Acceptable use

You agree not to use the Site to publish or store anything unlawful, infringing, defamatory, harassing or deceptive; to send spam; to pretend to be someone else; to try to get around the Site's security or limits; to scrape or overload the Site; or to break the rules of Buffer or any platform you post to.

6. Privacy

Our Privacy Policy forms part of these Terms. It explains what we collect, why, where it's stored, the one cookie we set and the rights you have. By using the Site, you confirm you've read it and that we'll handle your personal information as it describes. If these Terms and the Privacy Policy conflict about personal information, the Privacy Policy wins.

7. Indemnity

You agree to defend, indemnify and hold harmless Pennywurth and Obakeng Mosadi from any claims, and reasonable costs and legal fees, arising out of (i) your use of the Site, (ii) Your Content or the posts you publish, (iii) your breach of these Terms, or (iv) your breach of any law. We may take control of the defence of any such claim at your expense, and you agree to cooperate. You agree not to settle any such claim without our written consent. We'll make reasonable efforts to tell you promptly about any claim we become aware of.

8. Third-party services

The Site relies on, and links to, services we don't control, including Buffer, the platforms you post to, the AI providers and the storage providers named in our Privacy Policy ("Third-Party Services"). We don't endorse and aren't responsible for them. You use them at your own risk, and their own terms and privacy practices apply.

To the fullest extent the law allows, you release us from claims arising out of Third-Party Services.

9. Disclaimers

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT THE LAW ALLOWS, WE AND OUR SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. WE DON'T WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT AI DRAFTS WILL BE ACCURATE, OR THAT POSTS WILL GO OUT AT A PARTICULAR TIME. WHERE THE LAW REQUIRES WARRANTIES, THEY ARE LIMITED TO 90 DAYS FROM YOUR FIRST USE.

10. Limitation of liability

TO THE FULLEST EXTENT THE LAW ALLOWS: (A) WE AND OUR SUPPLIERS WON'T BE LIABLE FOR ANY LOST PROFITS, LOST DATA, COSTS OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SITE; AND (B) OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM UNDER THESE TERMS IS LIMITED TO THE GREATER OF (i) USD 50 AND (ii) WHAT YOU PAID US UNDER THESE TERMS IN THE SIX MONTHS BEFORE THE EVENT THAT GAVE RISE TO THE CLAIM. MORE THAN ONE CLAIM DOESN'T INCREASE THIS LIMIT.

11. Your rights as a consumer

Nothing in these Terms limits any right you have under the Consumer Protection Act 68 of 2008 or another law that can't be excluded by agreement. Where such a law applies, sections 7 to 10 apply only as far as that law allows.

12. Ending these Terms

These Terms apply while you use the Site. You can stop using it, and ask us to delete your account, at any time. We may suspend or end your access, including deleting your account, if you break these Terms or if we stop running the Site, and we'll tell you by email where we reasonably can. Sections 2 (from Restrictions on), 3 to 11, and 13 continue after these Terms end.

13. General

Changes to these Terms. We may update these Terms. When we make a material change, we'll update the date at the top and tell you by email or with a clear notice on the Site before it takes effect. If you keep using the Site after that, you accept the updated Terms.

Governing law and disputes. South African law governs these Terms and any dispute about them or the Site. If you have a dispute with us, please email us first and we'll try in good faith to resolve it within 30 days. If we can't, the courts of the Republic of South Africa have jurisdiction, and either of us may bring a claim in a small claims court where it qualifies.

Export. You agree not to export or transfer anything from the Site in breach of export control laws that apply to you.

Electronic communications. You agree to receive communications from us electronically, by email or by notices on the Site. They satisfy any legal requirement for written notice.

Accessibility. We aim for the Site to meet the Web Content Accessibility Guidelines (WCAG) 2.1, level AA. If something is hard to use or reach, email mosadiobakeng7@gmail.com and we'll try to fix it promptly.

Entire agreement. These Terms, with the Privacy Policy and any guidelines on the Site, are the whole agreement between you and us about the Site. If a court finds part of them invalid, that part is changed as little as needed to make it valid, and the rest stays in force. If we don't enforce a provision, we haven't waived it. "Including" means "including without limitation". You may not transfer these Terms without our written consent; we may transfer them, for example if Pennywurth changes hands.

Copyright and trademarks. Copyright © 2026 Obakeng Mosadi. All rights reserved, except in Your Content, which stays yours. The trademarks and logos on the Site belong to us or to others, and you may not use them without written permission from their owner.

Contact

Obakeng Mosadi
53 Viridian Street, Burgundy Estate, Cape Town, 7441, South Africa
mosadiobakeng7@gmail.com
pennywurth.app

These Terms are adapted from the Terms of Use template prepared and made publicly available by General Legal, PC, under CC0 1.0. General Legal hasn't reviewed them, and the template isn't legal advice.